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Billing and Insurance Information

Billing and Insurance Information

Basic Daily Charge

The basic daily charge, which begins the day you are admitted, includes room, meals, the availability of our medical staff, and nursing care. Depending on the length of your stay, there is no charge for the day you are discharged. 

Itemized Charges

Your account will also reflect separate charges for care and services not included in the basic daily charge, including: 

  • Laboratory tests
  • Medication
  • Special examinations (X-ray or EKG)
  • Special medical supplies
  • Use of operating and labor/delivery/recovery rooms
  • Blood transfusions
  • Anesthesia supplies
  • Pediatric attending at delivery

The professional fees of your health care provider, radiologist and anesthesiologist are not included in your hospital bill. You may want to ask your health insurer if these fees are covered.

Insurance Coverage

Based on information from your health care provider, we try to verify your insurance coverage before you are admitted. You are responsible for following your policy. Some policies want to pre-approve or certify all hospitalizations or require that you call when you are admitted. If you do not follow the policy rules, your insurance company may not pay your bills. If you are admitted for an emergency, a financial counselor will contact you during your stay to make the necessary arrangements. 

Financial Counseling

Many insurance plans apply your co-payments and deductibles, or exclude coverage of certain services for you or your baby. In such cases, a financial counselor will contact you about your financial responsibility. You are expected to make advance payment based on your estimated responsibility for things that are not covered by your insurance plan. 

You may qualify for full or partial free care based on your income. If you have questions about payments, call our financial counselors weekdays from 8 a.m. to 4:30 p.m.

The Business Office at Women & Infants and Financial Counseling

The mission of Women & Infants Hospital of Rhode Island is to maintain and improve the health status and well-being of women and infants in Rhode Island, southeastern Massachusetts and eastern Connecticut, and to provide essential services regardless of the ability to pay.

If you do not have medical coverage or you are left with a significant balance after insurance and cannot afford to pay your medical bills, a Women & Infants' Financial Counselor will work with you to minimize your financial burden. By using one of the following steps, we will determine which solution will best meet your needs:

  • Helping you to obtain private insurance coverage
  • Creating and customizing and affordable payment plan
  • Assisting in the application process for public assistance programs

Financial counselors are available Monday through Friday, 8:00 a.m. to 4:30 p.m. closed on holidays.

Women & Infants' financial counselors are committed to working with patients to minimize their financial burden. We assist in obtaining private insurance coverage, creating and customizing an affordable payment plan or assisting in the application process for public assistance programs. Our staff is knowledgeable, courteous and professional. As always, we are trained to keep all information in the strictest of confidence.

The Business Office can assist patients by providing them with accurate information about hospital charges associated with a stay at our hospital.

For more information or to be referred to a financial counselor, please call the Business Office at (401) 274-1122, ext. 41419.